Bicycle Accident Claims and Whose Insurance Pays for Injuries
Hit by a car on your bike? Cyclists' rights, dooring and 3-foot passing rules, and how your own auto policy can pay even though you weren't driving.
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Most car accident claims start the same way: someone is hurt, insurers open files, and the first weeks decide how much evidence exists later. These guides follow a crash from the scene forward. They cover what to photograph and write down, when a rear-end collision puts fault on the driver behind, and how hit-and-run and uninsured-driver claims are paid.
Separate guides cover trucks, motorcycles, bicycles, pedestrians and rideshare passengers, because who is liable and whose insurance pays first changes with the vehicle. Each guide names the statute or agency behind its main rules and says where states differ. Fault rules matter in every one of them. In many states you can still recover when you share some of the blame, but a few bar your claim entirely if you are even slightly at fault. Read the guide closest to your situation, then check your state's page for its filing deadline and fault rule before you talk to an insurer or a lawyer.
Hit by a car on your bike? Cyclists' rights, dooring and 3-foot passing rules, and how your own auto policy can pay even though you weren't driving.
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